Buying a home is one of the largest single purchases a person makes in his or her life. With so many lenders and options available in today’s market, it is important that you choose the correct option. By using Personified Loans, we have all the current home loan information at our fingertips and can quickly decipher an option to suit your needs.
An investment property is a great vehicle to help you create wealth. Structuring your loans correctly from the start is going to be important for enhancing your wealth. We can assist with selecting a structure that suits your future goals. Investment Loans can be more difficult to secure than the usual Owner-Occupied loan, but with the right advice, we can provide a solution.
Throughout the life of your loan, there will be times that different lenders will be able to offer a better solution to your current lender. It’s important to take advantage of this when you can as over the 30-year life of your loans. Marginally better rates or structures can save you tens of thousands of dollars. It’s also important to ensure you understand the stage of your life you’re at. Perhaps you’re planning to have children or looking to purchase an investment property. A simple conversation with a mortgage broker will assist with the decision making.
Investment loans are often the hardest loans to secure. Using a Mortgage Broker to assist with your options is important in your ability to secure the purchase. It’s sometimes very easy to obtain a car loan through the car yard you purchase the car from. However, a cheaper rate on a car loan may be deceiving, and it’s important to look at the finer points of the contract in terms of other fees and charges. We provide transparent options, so you know exactly what you are getting.